Mike Love & Associates, LLC

If you are hurt and need medical treatment, most likely, you will also need a lawyer. Strong Warning Here: Please refer to specialists if you suffer an ongoing injury. However, if you are alone and have yet to consult an attorney, please call someone now. We say this relates to what I mentioned above: insurance companies look to medical documentation to establish whether you are hurt (more of whether you can prove you are injured). And here’s the problem. There are many qualified specialists out there. But doctors typically work on what’s called a reciprocal referral basis. In other words, Dr. Smith refers all his hurt patients to the doctor who sends him OBGYN patients. The last thing you need when you have been in a car accident is to have your well-meaning family doctor refer you to the insurance company's hired gun! Unfortunately, unless you are a trial lawyer who knows your area's doctors, you have no way of knowing who to avoid. If you have been seriously injured and are at the stage where it is time to start seeing specialists, I would strongly urge you to talk to an experienced Texas attorney who is familiar with the doctors you need to avoid. Call (936) 632-2000

The answer is sad…but simple. The insurance company knows that if you cannot afford to go to the doctor, you will not be able to prove you were hurt in the accident, and they will not have to pay you anything. Likewise, if they help you and your family by paying your lost wages while you are off work, you are much more likely to be able to afford medical treatment. Again, the insurance company knows that if you have medical treatment, you can prove you are hurt, which means they will have to pay more. They know that if you cannot afford medical treatment…or the light bill, you will accept pennies on the dollar for your claim out of desperation. An experienced lawyer can usually help his clients find and obtain the medical treatment they need while their case is still pending. Call (936) 632-2000

Our office provides free initial consultations. If we can’t help you, there is no charge. If you hire us, we work on a contingency fee basis, so we don’t get paid attorney fees until you receive a recovery. Texas Law Office advances all litigation expenses up front, and you don’t have to pay anything unless we win a successful verdict or settlement on your behalf. Call (936) 632-2000

The short answer is: 1) To avoid pitfalls, 2) To identify issues that might not be obvious to a non-lawyer, and 3) To know that you have a trained professional. To illustrate, a trained personal injury lawyer should know that as many as 29 separate insurance policies and coverage might apply in the following simple auto accident. In “Vehicle 1,” a 16-year-old driver and her two friends (both minors). The car belongs to the driver’s grandmother. Assume our 16-year-old driver pulls out from a stop sign (perhaps without looking as well as she should) and has a car crash with a speeding pickup truck. [Vehicle 2] The pickup driver borrowed the vehicle from a friend and was making a delivery for the driver’s boss at the time of the accident. A ‘non-personal injury” lawyer would unlikely see 29 potential auto insurance coverages under these short facts, but there are many possibilities. In addition to auto insurance policies, a trained personal injury attorney would also examine whether the traffic signs complied with state law and design specifications. He or she might also investigate potential product liability claims if an injury was caused by a failure of the car’s safety features, seatbelts, airbags, etc. Call (936) 632-2000

Injuries sustained from truck accidents can be life-altering. Apart from the medical bills and missed time at work, the injuries suffered can cause bills that accumulate and burden the victims along with the families of victims. Some of the most common types of damages recovered in injury cases can include: Medical treatments Surgery costs Medical devices Lost wages Damages to property Pain and suffering Loss of enjoyment of life Loss of consortium Injuries suffered from a truck accident can quickly cause high amounts of bills resulting from medical treatment, leading to financial stress for victims and their families. Suppose you have been victimized by a truck accident and are left dealing with insurance companies and high medical bills. In that case, our Lufkin truck accident attorneys are here to help recover what was lost during the accident. Call (936) 632-2000